Risk AI Agent

AI-powered fraud decisions that see the whole picture

Risk AI Agent moves beyond isolated scoring by using adaptive ML to evaluate signals holistically, reducing manual overhead and delivering smarter, context-aware decisions.

risk ai agent

Trusted by the world’s leading companies

Smarter fraud prevention

Holistic intelligence, better outcomes

Reduce your operational load and boost decision accuracy using an ever-growing set of contextual and behavioral signals.

catch overlooked fraud

Catch common but overlooked fraud

Sessions where checks only just meet rigid thresholds can slip through, but are flagged when evaluated in context

approve more users

Approve more good users

Borderline failures that would have been wrongly declined are approved when the overall session signals trustworthiness.

catch overlooked fraud

Reduce manual effort

No thresholds or rules to manage. Risk AI Agent adapts automatically, cutting configuration and manual review time.

Intelligence defense

How Risk AI Agent works

Our advanced decisioning model is trained on your unique client environment, evaluating signals from your setup, user flows and regional context.

holistic evaluation

Holistic evaluation

Every risk signal is weighed together, the same way a human analyst considers the full context of a session before making a decision.

balanced outcomes

Balanced outcomes

By weighing every risk signal in context, Risk AI Agent minimizes false rejections while blocking more fraud.

always adapting

Always adapting

Continuously training on your sessions, learning from fraud and conversion patterns, and evaluating signals in combination to stay ahead of emerging threats.

effortless to run

Effortless to run

Deploy once and let Risk AI Agent optimize decisions automatically, without manual rules or constant tuning.

always adapting

Seamless control

Continuously trained on your sessions, learning from your unique fraud and conversion patterns to stay ahead of evolving fraud tactics that slip through the cracks.

Benefits

Redefining
identity verification

Incode sets the standard for speed, accuracy, and security by combining proprietary AI models, deep biometric expertise, and real-world fraud intelligence.

Incode named a Leader in the first-ever 

Gartner® Magic Quadrant™ for Identity Verification.

Top company in G2’s 2025 Best Software Awards Leading the charts for identity verification software.

nist
  • #1 in facial recognition accuracy among full IDV providers
  • 99.6% accuracy in FRTE 1:N testing
  • #1 in age estimation and minor detection
ibeta
  • 1st Company worldwide certified for Passive Liveness technology
  • Level 2 for preventing spoof attacks in adherence to ISO 30107-3 standard

Get in touch

Tailored for stronger defense

Risk AI Agent works reliably with immediate impact, making your fraud defense smarter, faster, and easier to scale.

Contact Us